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Take Control of Your Debt.

Feeling overwhelmed by your debt? You’re not alone. Turn the page with Debt Sage, South Africa's leading debt review and debt counselling company.


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As seen on...

News24 News24
4.7/5 on Google
Registered NCR DC #1295 & #4115
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What Our Client Say

How Debt Sage Solves Your Debt Problem

  • We Consolidate Your Debt

    Pay a single monthly instalment instead of multiple loans, or an expensive consolidation loan.

  • We Reduce Your Interest Rates

    We renegotiate your interest rates with your creditors, regardless of your credit score.

  • We Free Up Cash for Household Expenses

    Pay a reduced monthly amount that you can afford.

  • We Protect Your Assets

    Protect your house, car, and other assets from repossession by your creditors.

  • We Stop Angry Calls from Creditors

    Stop collection calls from credit providers and attorneys demanding payment.

  • Our Debt Solution is Flexible

    You can make extra payments at any time to settle your total debt faster.

  • We Teach You Better Money Habits

    We coach you to understand and change the habits that put you at risk.

  • We Give You a Fresh Start, Debt-free

    You cannot borrow new credit while on debt review, and at the end of the process you start with a blank slate.

Our Debt Solutions

Debt Counselling

This is an NCR-regulated solution for consumers struggling with debt. A registered debt counsellor reviews your debt, renegotiates your interest rates, and rearranges payments. This frees up cash so you can meet your household living expenses.

Explore Debt Counselling

Debt Consolidation

You can replace multiple smaller loans with one large loan, so you only owe money to one lender. The most well-known way to do this is by taking a consolidation loan, but Debt Sage offers a better option.

Explore Debt Consolidation

Reckless Lending

When lenders don’t do their due diligence and help you understand what you’re getting yourself into, they put you at risk. If you suspect you are a victim of reckless lending, Debt Sage can assess all of your credit agreements and help you take action.

Explore Reckless Lending

Debt Sage vs The Competition

  • You're not just a number
  • We're debt specialists
  • Candid & Confidential
  • 15 years in business

Debt Sage is South Africa’s most reliable and transparent debt review company, dedicated to helping clients regain control of their finances and improve their quality of life. Debt review, also known as debt counselling, offers a lifeline to those struggling to manage their debts and make ends meet. It’s a game changer for those seeking financial stability and a path to becoming debt-free. At Debt Sage, we support over-indebted South African consumers in breaking free from their debt burdens and achieving financial independence. By applying for debt review, our clients are empowered to live debt-free, build wealth, and retire with dignity. Debt review is a powerful tool for individuals facing overwhelming debt, offering them the opportunity to regain financial freedom.

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Ready to Sort Out Your Debt?

By continuing, you accept our Privacy Policy.

As seen on...

News24 News24
4.7/5 on Google
Registered NCR DC #1295 & #4115