Essential Resources to Better Understand Your Finances

You can find anything on the web, but it might not always be the best. We have selected credible resources that provide solid, useful information to support you on issues of credit, debt, investment, and financial events.

• The Reserve Bank initiates or participates in, public awareness initiatives as the need arises on Fraud and Identity theft. Details of some such campaigns are contained below. Reserve Bank of South Africa
• Disputes and Complaints: The Office of the Credit Ombud resolves complaints from consumers and businesses that are negatively impacted by credit bureau information or when a consumer has a dispute with a credit provider. The services are free of charge. Credit Ombud. Any ordinary consumer may complain to any institution offering credit, against a debt counsellor and a credit bureau provided the NCR has jurisdiction. The NCR can assist you if your complaint relates to a credit agreement and its contents e.g. interest, initiation fee, over-deductions and overcharging, etc. NCR Complaints
• Credit Bureaus: They provide credit scoring and credit report services, along with tools for managing personal credit profiles. TransUnion: Website: transunion.co.za; Contact: 0861 886 466. Experian South Africa: Website: experian.co.za: Contact: 0861 105 665