Debt Sage’s experts regularly write on topics like debt and credit tips, unpacking new financial products, the latest news that could affect your finances, and other personal finance advice. Our articles are free to read and share.
Debt Sage’s experts regularly write on topics like debt and credit tips, unpacking new financial products, the latest news that could affect your finances, and other personal finance advice. Our articles are free to read and share.
The Youth Day commemoration in South Africa honours the bravery and sacrifices of the generation of 1976, in its struggle against an unjust and illegitimate regime. Today’s youth are facing their own struggle: that of rampant youth unemployment.
A credit agreement is reckless if the creditor fails to assess the client's finances or if the risks aren't explained to the consumer. Debt Sage can help.
As you are focused on paying off your debt, you've probably had a few moments you felt like you are not making any progress. You probably have felt that there is nothing more you can do to start saving for emergencies while paying off your debt.
Being pursued by debt collectors can be scary and overwhelming. Understand your rights as a consumer and the rules collection agencies have to adhere to.
South Africa has a number of debt solutions in place to assist over-indebted consumers. This includes debt review, administration, and sequestration.
Money tops the list of the reasons why couples fight or divorce. Not being aligned on priorities and not having established common goals is dangerous.
Debt Sage boasts of highly trained and educated, National Credit Regulator (NCR) registered, national debt counsellors.
The festive season is done and dusted, New Year's Eve has come and gone, and January is here. For many, this is when the financial blues start.
Many clients considering debt review express concerns about its potential impact on their job prospects. It's essential to thoroughly understand the implications of enrolling in debt review services before making a commitment.
As the saying goes, “The rich rule over the poor, and the borrower is a slave to the lender.” Don’t let yourself be enslaved by debt. If you don’t have the money, you can’t afford to spend it.
The National Credit Act (NCA) introduced debt counselling as a formal debt relief measure whereby a debt counsellor determines whether a consumer is or unable to satisfy, in a timely manner, all the obligations under all the credit agreements to which the consumer is a party.
A Debt Counsellor is defined in terms of the National Credit Act regulations as a natural person who is registered by the National Credit Regulator (NCR) in terms of section 44 of the Act, offering a service of debt counselling.