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Expert Articles to Help You Understand Your Finances

Debt Sage’s experts regularly write on topics like debt and credit tips, unpacking new financial products, the latest news that could affect your finances, and other personal finance advice. Our articles are free to read and share.

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Are You Overpaying on Insurance?

Are You Overpaying on Insurance?

Insurance is a balancing act. You need to ensure you are adequately covered to protect you against risk, but you should also avoid being over-insured.

20 August 2022 | 1 min read
How Inflation Impacts Your Cost of Living

How Inflation Impacts Your Cost of Living

As prices continue to increase in South Africa, so does the cost of living. Consumers spend more of their money to pay for their daily lives. In the end, they have less disposable income to pay for their monthly debt obligations.

7 July 2022 | 3 min read
Do Not Ignore Letters or Notices from Lenders

Do Not Ignore Letters or Notices from Lenders

Sticking your head in the sand won't make your problems disappear if you're overwhelmed by debt and behind on paying your bills. Here's what to do instead.

14 June 2022 | 2 min read
National Credit Regulator On Misinformation On Social Media Platforms Regarding Debt Review

National Credit Regulator On Misinformation On Social Media Platforms Regarding Debt Review

The National Credit Regulator has warned consumers to be wary of debt review removals advertising practices by debt counsellors and unregistered persons.

28 January 2022 | 3 min read
Credit Scores for People Under Debt Review

Credit Scores for People Under Debt Review

Can one get a credit score when under debt review? Credit scoring is not possible for people under debt review. Under normal circumstances, there is a flag on a consumer’s profile.

18 November 2021 | 2 min read
What is Net Worth?

What is Net Worth?

Net worth is simply defined as the total value of everything you own (cash, house, cars, and investments) minus your liabilities (debts). Liabilities are what you owe and assets on the other hand is what you own.

22 October 2021 | 2 min read
What is Debt Administration and How Does It Work?

What is Debt Administration and How Does It Work?

Find out more about how debt administration works and why it was initially used. See why debt counselling is the better option to solve your debt.

24 September 2021 | 2 min read