Managing Your Debt
Debt Review Removal
Debt review removal involves a process where a debt counsellor issues a clearance certificate to a consumer who has completed paying off their debts.
How to Get Out of Debt
Getting out of debt is not easy. It requires patience, discipline, and a plan that works. Contact our consultants to take control of your finances.
Strategies for Paying Off Debt
This informative article provides an in-depth look at various debt repayment methods, including the popular debt snowball and avalanche strategies. It emphasises the importance of understanding your debt, making informed choices, and developing a personalised plan.
How Do I Know When to Apply for Debt Review?
If, after deducting your living expenses from your net salary, you have less cash left than what is required by your loan instalments, you may be over-indebted and in need of debt review.
How Does Debt Review Affect Renting Property?
Are you navigating the complexities of being under debt review while trying to rent a property? This comprehensive guide delves into the intricacies of this situation, offering insights and solutions.
How the Debt Counselling Process Works
Deciding to enter debt counselling (debt review) is an important step to becoming debt-free. Here is what happens during the debt counselling process.
How to Spot Reckless Lending?
A credit agreement is reckless if the creditor fails to assess the client's finances or if the risks aren't explained to the consumer. Debt Sage can help.
10 Ways to Get Out of Debt
As you are focused on paying off your debt, you've probably had a few moments you felt like you are not making any progress. You probably have felt that there is nothing more you can do to start saving for emergencies while paying off your debt.
Outfox the Debt Collector's Hounds
Being pursued by debt collectors can be scary and overwhelming. Understand your rights as a consumer and the rules collection agencies have to adhere to.
Debt Solutions in South Africa
South Africa has a number of debt solutions in place to assist over-indebted consumers. This includes debt review, administration, and sequestration.
National Debt Counsellors for Debt Review Applications
Debt Sage boasts of highly trained and educated, National Credit Regulator (NCR) registered, national debt counsellors.
Does Debt Review Affect Your Employment Opportunities?
Many clients considering debt review express concerns about its potential impact on their job prospects. It's essential to thoroughly understand the implications of enrolling in debt review services before making a commitment.