Debt Calculator


Are you overindebted?

Answer a few questions about your income, expenses, and debt repayments to see your result. No signup required!

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What is your income?


Nett monthly income

What is paid into your bank account every month?

R0 R100 000 R200 000+

Other monthly income

e.g. interest, rental income, child support, etc.

R0 R100 000 R200 000+

What are your expenses?


Groceries and clothing

e.g. food, toiletries, and clothes

Social

e.g. restaurants, bars, and entertainment

Rent

...if you're renting a property

Water, electricity, rates, levies

e.g. utilities and municipal bills

Insurance

e.g. life, car, and household

Fuel and transport

e.g. petrol, taxi, and bus

Medical

e.g. medical aid and doctor's visits

Telephone and internet

e.g. cellphone contract and fibre bill

Show more expenses

Education

e.g. school fees and books

Child support

e.g. paying your ex-spouse maintenance

Family support

e.g. sending money to parents or siblings

Other

e.g. donations, etc.


What are your debt repayments?


Home loan(s)

Total monthly instalment

Vehicle loan(s)

Total monthly instalment

Credit card(s)

Total monthly instalment

Personal loan(s)

Total monthly instalment

Furniture and appliances

Total monthly instalment

Store card(s)

Total monthly instalment

Other credit

Total monthly instalment


Your results


Your monthly income

Your debt repayments


Cash left after debt

−

Your monthly expenses

=

Nett monthly movement

Expense reduction needed to break even


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