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Debt Calculator

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Are you overindebted?

Answer a few questions about your income, expenses, and debt repayments to see your result. No signup required!

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What is your income?


Nett monthly income

What is paid into your bank account every month?

R0 R100 000 R200 000+

Other monthly income

e.g. interest, rental income, child support, etc.

R0 R100 000 R200 000+

What are your expenses?


shopping_cart

Groceries and clothing

e.g. food, toiletries, and clothes

local_bar

Social

e.g. restaurants, bars, and entertainment

cottage

Rent

...if you're renting a property

mark_as_unread

Water, electricity, rates, levies

e.g. utilities and municipal bills

verified_user

Insurance

e.g. life, car, and household

directions_car

Fuel and transport

e.g. petrol, taxi, and bus

health_and_safety

Medical

e.g. medical aid and doctor's visits

smartphone

Telephone and internet

e.g. cellphone contract and fibre bill

Show more expenses
school

Education

e.g. school fees and books

child_care

Child support

e.g. paying your ex-spouse maintenance

elderly

Family support

e.g. sending money to parents or siblings

payments

Other

e.g. donations, etc.


What are your debt repayments?


home

Home loan(s)

Total monthly instalment

directions_car

Vehicle loan(s)

Total monthly instalment

credit_card

Credit card(s)

Total monthly instalment

money

Personal loan(s)

Total monthly instalment

bed

Furniture and appliances

Total monthly instalment

shopping_bag

Store card(s)

Total monthly instalment

account_balance_wallet

Other credit

Total monthly instalment


Your results


Your monthly income

Your debt repayments


Cash left after debt

Your monthly expenses

=

Nett monthly movement

Expense reduction needed to break even


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