Debt Solution Finder

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Debt Review

Also known as debt counselling, this consolidates your debt into one reduced monthly payment, protects your assets from your creditors, and stops collection calls.

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Likely to be a good fit

close You may not yet meet the requirement of being "overindebted". Speak to our experts to see if you qualify.
check Consolidates your debt into one reduced monthly payment. We negotiate lower interest rates on your behalf.
check Stops calls and letters from debt collectors.
check Protects assets like your car and home.
check Our counsellors help you build better habits, to fix the underlying problems causing your debt.

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Consolidation Loan

This helps you restructure your debts into one monthly payment. If you get a good interest rate, this will lower what you pay. However, a consolidation loan doesn't protect your assets.

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Likely to be a good fit

check Consolidates your debt into one monthly payment.
check If you get a lower interest rate, it may reduce your monthly payment, but you'll need to negotiate this.
close Doesn't protect your assets like your car or home.
close Keep in mind it doesn't protect your assets like your car or home.
close It sounds like you need to change your financial habits. Getting another loan may not be the answer.

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Reckless Lending Investigation

If your creditor didn't properly check whether you could afford their loan or didn't explain the terms of the agreement, you may have legal recourse.

Likely to be a good fit

close Your creditors ran affordability checks on you, so you can't use this as grounds for a claim.
check Your creditors failed to run an affordability check, so you may have grounds for a claim. We'll need to investigate this further to confirm.
check You're not sure whether your creditors ran an affordability check. If they didn't, so you may have grounds for a claim. We'll need to investigate this further to confirm.
close The terms of each loan were explained to you, so you're unlikely to have a claim in this regard.
check Your creditors failed to explain the terms of your loans, so you may have grounds for a claim. We'll need to investigate this further to confirm.

Find debt solutions for your situation

What are the main reasons for your current debt?

How many debt accounts do you have?

Have you fallen behind on any of your debt repayments?

Are you getting called and mailed by debt collectors?

Are you scared of losing your car or home?

How important is it to you to consolidate your accounts into one monthly payment?

Did all your creditors run an affordability check on you before they gave you a loan?

Did you sign an agreement for each of your loans?

Were the terms of each loan explained to you in a language you understand?

Your debt solutions

Debt Review

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Consolidation Loan

Likely to be a good fit

Reckless Lending Investigation

Likely to be a good fit